The costs associated with out-of-pocket medical care can be enormous for those who lack a health insurance plan. Major medical expenses like dental work or vision care can be a financial burden on college students struggling to make ends meet.
That’s why Humber Students’ Federation is allocated nearly $11-million from student fees to pay for their college health insurance plans. The problem is, most students at Humber don’t know how to access the insurance plans or what expenses they actually cover.
“It’s hard for students to know what type of health insurance plan is right for them,” said Jade Moore, an HSF customer service representative.
Accordingly, last Monday, HSF held its first ever health insurance workshop to educate students about the benefits they are entitled to. The workshop, held at Humber’s Lakeshore campus, gave students information about some of the different health plans available to them and what they cover.
HSF offers three different health insurance plans to full-time students who have paid their tuition and student activity fee. The categories are balanced, enhanced dental and enhanced prescription drug plans.
“The balanced plan works for me since it covered most of the costs for my eye exam and contact (lenses),” said Evi Marita Masthio, a second-year Global Business Management student.
The health insurance plans offered by HSF are especially important for international students like Masthio. Without HSF insurance, Masthio would have to pay the full costs of medical expenses not covered by Canada’s universal healthcare system.
“Our insurance is able to help so many people in so many different ways,” said Mellissa Khuai, the HSF Service Coordinator. “Being covered by HSF insurance has so many benefits and the workshop allows us to share that with students.”
More information sessions on health insurance are being planned
“There will definitely be more workshops to come as more students become interested in signing up for a plan,” said Moore.
The number of students enrolled in health plans grows every year, according to HSF representatives, a trend the student government would like to see continue.
“If you paid for your tuition you might as well use the free health insurance you are entitled to,” said Khuai.
The next health insurance workshop will be held Feb. 25 at 1:30 p.m. in K Building on Lakeshore campus. All full-time students are encouraged to sign up and get enrolled in an HSF health plan that is right for them.